Be the first to know
Are you an aspiring first home buyer who currently rents, is finding it hard to save a deposit but keen to buy a family home?
Real Estate Capital may be able to assist you transition from renting to buying.
Register your interest below and we’ll keep you updated on our progress.
You can also keep up with the latest from Real Estate Capital on LinkedIn or X.
Do you meet the following criteria?
Dual PAYG income
We can only assist couples or families with dual PAYG income. At least one borrower must be working full time and have been employed in their current job for a minimum of 18 months.
Looking to buy a family home
You must be looking to purchase a 3+ bedroom detached or semi-detached home. We cannot lend against apartments. Post code limitations will apply.
You pay rent on time
We aim to assist couples or families who have been renting consistently for a minimum of three (3) years. Rental history must be verifiable.
Have a strong credit score
Both applicants must have bank-grade credit scores. We cannot assist applicants who have a history of credit defaults or who have previous been declared bankrupt.
Stamp duty and other costs
If stamp duty is payable on the purchase of a property, you must be able to pay it in full upfront; stamp duty and other transaction costs cannot be capitalised into your home loan.
We’re starting in Melbourne
Although we intend to service other Australian states and territories, we will initially be focused on borrowers looking to purchase in metropolitan Melbourne, Victoria.
Register
Register your interest as a borrower.
Good to know
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Yes. As a couple or family you must be purchasing your first home as your principal place of residence. Our home loans will not be available to investors.
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Yes.
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We will complete an assessment of your income and expenses to determine how much you can comfortably afford to borrow.
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A complete set of Melbourne post codes will be provided to you once your home loan is approved.
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We’re working hard to launch our business in 2026. Register your interest or follow us on LinkedIn or X to keep up to date with our progress.